Reinvested Wilshire REIT Index Calculator

On this post is a calculator which allows you to estimate the returns on money invested in the Wilshire REIT Index, an index comprised of American Real Estate Investment Trusts. It generally approximates the returns of large commercial and industrial property REITs, and it our first calculator targeted at returns in that area. (See our calculator … [Read more...]

The DQYDJ Weekender, 7/25/2015

It's been a long time since I've written up a weekender - apologies for that!  My wife and I have been on vacation (I don't think we warned you anywhere; apologies for a second time) and we just got back.  The Weekender, unfortunately, wasn't at the top of our priorities list during that time - but now that we're back, expect more frequent … [Read more...]

Political, Social, and Corporate Reactions to the Tech Bubble and Current Chinese Conditions

One of the comments I have been getting on our recent series comparing the China market swing and the NASDAQ Tech Bubble's fallout has been the difference in political reactions to the two market falls.  Yes, it is true: some of the moves by the Chinese in reaction to their market's fall have little precedent in modern markets - but to insist that … [Read more...]

A Longer Run, Zoomed Out Comparison of the NASDAQ during the Tech Bubble vs. the Shanghai Composite in the Present Day

In response to a couple requests, I decided to extend our recent comparisons of the NASDAQ and Shanghai Composite over a longer timeframe.  It is, of course, arguable that the Shaghai Composite is a "bubble popping event" - we can only claim that sort of thing in retrospect.  But in the present, we can say with confidence that it certainly 'looks … [Read more...]

More on the Shanghai Composite and its Similarities to the NASDAQ Around 2000

In our last piece, we discussed how the Shanghai Composite, the most watched stock index in China, was looking a little too similar to something we've seen in our (collective, unless you're 14) lifetime:  the collapse of the 2000 NASDAQ Technology Bubble.  It was a sloppy first cut - not normalized to anything, and we ended up with separate graphs … [Read more...]

How Does the China Stock Market Compare to the United States Technology Bubble?

Ever since China's stock market started to swoon 28 days ago, I've wondered what a good comparison for it was - I'm gathering information on the parallels between China's market and other market history, but I wanted to share a quick cut using closing prices on a subject many of us our familiar with.  Since it's information reasonably fresh in my … [Read more...]

A Calculator for the Cyclically Adjusted PE Ratio (CAPE) – in Any Timeframe!

The Cyclically Adjusted Price to Earnings Ratio, also known as CAPE or the Shiller PE Ratio, is a measurement conceived by Robert Shiller which adjusts past company earnings by inflation to present a snapshot of stock market affordability at a given point in time. This calculator takes Shiller's initial calculation of a 10 year period on the … [Read more...]

When Having an Emergency Fund is the Right Move – Or, At Least, Not Counterproductive

We've got a bit of a hangup with emergency funds on this site - we feel that the advice to immediately save 6 months of living expenses in a low-interest high liquidity savings account isn't the best course of action for everyone trying to reduce their debt. In fact, the demand is counterproductive, in many cases.  Savings accounts pay maybe a … [Read more...]

Female Median and 90th Percentile Incomes Since The “Great Recession”

In our last piece (it was on male incomes since the Great Recession) we promised you we'd revisit the topic and chart female incomes by age since the recent Great Recession.  Don't ever let them tell you DQYDJ doesn't follow through on their promises! So continues our little journey through the IPUMS-CPS microdata.  We've been attempting to get … [Read more...]

Why Getting an Emergency Fund While in Debt Ignores the Real Emergency

Let's not bury the lede on this one: in any actual emergency situation I can imagine (short of losing my credit cards) my first move is to... pay for it with my credit cards. My opening sentence was way too verbose, but you know I can't stop a blog post there.  Let me go over the reasons why my emergency fund philosophy has evolved to my current … [Read more...]