Female Earnings by Age – By Year! How Has The Female Income Curve Changed Every Year?

It's very interesting to view how income shapes up over a career.  Add different years of the recent past inflation adjusted to 2013 dollars all to the shape of a career income curve?  It's gold Jerry! In our last article, we explored how career income played out by following a single income bracket over time, starting in various years (with a … [Read more...]

Income by Age: How Income Changes and Increases Over a Career

Ever wonder how income changes over the course of a career? Wondered how a new worker's salary will look after working a few years - or an entire career? Sure you have - we surely did, and we can tell you that articles like our net worth by age and income by age calculators (actually, the savings rate by age one too) get more than a fair share … [Read more...]

What Type of Investors Perform Best?

Yep, it's kind of a trick question. According to an internal study at Fidelity, and reported on second hand during Bloomberg Radio's Masters in Business podcast, a hilarious answer was given by guest James O’Shaughnessy: the best performing accounts held at Fidelity were the ones held by people who forgot they had an account. Think about … [Read more...]

Inflation Adjusted Palladium Investment Return Calculator

On this page we present an automatically updating (daily) palladium return calculator. Enter any two dates since April 2nd of 1990, and we will compute the annualized and total returns on money invested in palladium between those two dates. We also will automatically adjust the quoted returns for inflation, optionally, if you choose the "Adjust For … [Read more...]

The DQYDJ Weekender, 5/9/2015

That fence project I mentioned?  A shipping fiasco means it won't be done this weekend.  Three weeks of fence-fixing! Links We Liked Political Calculations compares and contrasts their dividend cut indicator with the Atlanta Fed's GDPNow indicator, finding it a bit more pessimistic on current Q2 2015 conditions. Free By 50 does the math - … [Read more...]

Mortgage Rates versus Inflation Expectations

On Monday, we discussed how to quickly determine the rough inflation expectations in the general market, at least when it comes to CPI.  We also linked you a calculator we built which calculates inflation expectations over various timeframes. All that is well and good - but what can you actually do with that information? Therein lies the … [Read more...]

Market Predictions of Future Inflation, As of May 2015

One of the interesting things you can do with Treasury yield data is get a feel for what the markets expects to see in terms of inflation over the next thirty years or so.  By subtracting real (read: after inflation) yields on inflation protected securities from the yield on non inflation protected securities, you can see the premium suggested for … [Read more...]

The DQYDJ Weekender, 5/2/2015

Is there anything more annoying than fixing a fence?  Well, anything to keep it going another 5 years is worth it, I suppose.  (With material I already have.  I guess it's just a 'free labor from me' sort of deal.) You know, and keep the dog penned in. You folks know I have a podcast segment, right?  Here's my latest!  Go subscribe to … [Read more...]

Another Core Tenet of Personal Finance: Taking Free Money

A weird thread goes through my mind as this article comes together... and isn't quite finance related.  But I have a hammer, everything looks something something. When I was much younger, I was in Boston with a few of my friends - and we were looking to take a T back to South Station to get on a commuter train back home.  I forget where we were, … [Read more...]

A Core Tenet of Personal Finance: Shopping Around

The Consumer Financial Protection Bureau is a relatively new Independent Agency of the United States government which concentrates on... well... consumer financial protection.  Admittedly, their mandate is a bit up in the air right now, but they have made waves and headlines with a number of fines handed out to financial firms. They also, like … [Read more...]