Hello regular readers and folks new to the site, and welcome to the “I Read All The Submissions” edition of the TotallyMoney Carnival!

This is the first time I’ve ever hosted a blog carnival, pretty funny since we’re going on 3 years now (just a few days time). I’ve gathered that it’s proper to give yourself a brief shout-out, so if you like charts, graphs, numbers, and enlightened discussion? Subscribe to our RSS feed, like us on Facebook, and follow us on Twitter. Enough of that pandering; we’ve got a carnival to host!

We had 96 submissions, but I trimmed it down to 72 remove obviously commercial posts and paid guest posts. Sorry folks, I make the rules here.

I went through all of the articles and gave a brief summary about each one. To all of our participants: thanks for submitting. To the rest of you? Enjoy the carnival!