AirBNB and Real Estate Prices

San Francisco residents recently voted on Proposition F - a measure introduced on the ballot (supported by community organizers, some landlords and unions representing hotels most prominently) which intended to limit short-term rentals to 75 days annually and allowed a few other provisions for lawsuits against private owners in violation of city … [Read more...]

Did Donald Trump Beat the S&P 500 With His Career Net Worth Increases?

I'll give a short answer, then back it up with a longer article: Trump's net worth increases probably beat investing in the S&P 500, depending on where you start the counter. (1974 - yes, 1982 - maybe, 1988 - no... but why 1982 and 1988?). However, it's really a silly question, for reasons I'll get to in this piece.  Here's the real … [Read more...]

Political, Social, and Corporate Reactions to the Tech Bubble and Current Chinese Conditions

One of the comments I have been getting on our recent series comparing the China market swing and the NASDAQ Tech Bubble's fallout has been the difference in political reactions to the two market falls.  Yes, it is true: some of the moves by the Chinese in reaction to their market's fall have little precedent in modern markets - but to insist that … [Read more...]

How Far Should We Go to Help Others Financially?

Two of the very best bloggers in the personal finance sphere recently pontificated on the Government's role in encouraging (ahem, forcing) savings.  Nelson of Financial Uproar, writing at the end of 2013, and SaveSpendSplurge née Mochimac of Save Spend Splurge recently covered the idea of a massive mandated-by-Government savings rate, along the … [Read more...]

How Long Should Debt Be a Responsibility?

We became aware of a particularly interesting Government policy about 2 weeks ago (along with the rest of America) when the Washington Post wrote about the Social Security Administration attempting to collect debts that were generations - quite literally - removed. Am I My Father's Keeper? For the first time in the history of the internet, that … [Read more...]

The DQYDJ Weekender 6/15/2013

Ahh, another weekend in the Bay Area - this one with lots of open homes in my own neighborhood.  Boring?  I know - but, hey, spying on the improvements my neighbors make is fun. Speaking of spying, let's talk informally for a bit about the NSA's recently revealed spying programs... and of a compliant press corps tripping over each other and … [Read more...]

The Government, The Internet, and The Surveillance State – Graphed

It was less than a month ago when I weighed in on the need for privacy, in the wake of the IRS scandal.  In light of the recent revelation of indiscriminate data collection by the NSA - on both foreigners and Americans - I'll be visiting the topic again.  However, for a change of pace, here's a survey piece pulling in 6 different statistics on … [Read more...]

Why Everyone Should Care About Privacy

A few months back we wrote a post asking readers how much privacy they would sacrifice to save money, trying to get a feel for the value judgements of DQYDJ readers on the common tradeoff of privacy with security and convenience. To me, the number of people who weren't very concerned with privacy was a bit of a surprise - and recent news events … [Read more...]

Why Everyone Should Care About the IRS Targeting Conservative Groups

"First they came for the communists, and I didn't speak out because I wasn't a communist. Then they came for the socialists, and I didn't speak out because I wasn't a socialist. Then they came for the trade unionists, and I didn't speak out because I wasn't a trade unionist. Then they came for me, and there was no one left to speak for … [Read more...]

Which States Receive the Most Military Spending?

A couple weeks back we put up a visualization of Federal Spending per State.  It was good fun, but we did leave out one 'little' aspect of that whole spending thing - Defense Spending. Cameron sort of explained the rationale in the comments - Defense spending is a collective good that would tend to have positive externalities (more-so than most … [Read more...]