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Don't Quit Your Day Job: The Intersection of Personal Finance, Economics, and Politics.

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Bloomberg Chart of Bankrate 30 Year Mortgage Rate Index

Don’t Look Now – Rapidly Changing Mortgage and Predicted Inflation Rates!

June 16, 2013 By PK 3 Comments

Have you been paying attention to the mortgage market lately? That’s one of the reasons why we’re around… to keep track of these things!  We’ve been watching the recent mortgage rate spike with a bit of curiosity (and our fingers crossed) as we’re planning on taking advantage of a refinance on our primary home.  Looking [...]

Picture of a computer

The DQYDJ Weekender 6/15/2013

June 15, 2013 By PK Leave a Comment

Ahh, another weekend in the Bay Area – this one with lots of open homes in my own neighborhood.  Boring?  I know – but, hey, spying on the improvements my neighbors make is fun. Speaking of spying, let’s talk informally for a bit about the NSA’s recently revealed spying programs… and of a compliant press [...]

Number of Security Clearances

The Government, The Internet, and The Surveillance State – Graphed

June 14, 2013 By PK

It was less than a month ago when I weighed in on the need for privacy, in the wake of the IRS scandal.  In light of the recent revelation of indiscriminate data collection by the NSA – on both foreigners and Americans – I’ll be visiting the topic again.  However, for a change of pace, [...]

Picture of coins on the stock sheet of an investor.

Want to Be a Better Investor? Ask Your Wife!

June 11, 2013 By PK 19 Comments

Last week, we had a trio of male-female dynamic articles about employment after the Great Recession, households with female breadwinners, and the effect of changing industry dynamics on the male-female balance in the workforce.  We aren’t done with breaking down the male-female wall quite yet, however! We were inspired to post again by our friend [...]

Chart of sells and buys for PK

How Did Your Stock Investments Go Last Year?

June 9, 2013 By PK 16 Comments

You know how on Facebook most people will only post positive messages and status updates, and tag themselves only in happy photos?  There are even Facebook groups dedicated to posting only positive things, in order to keep up the facade of a sterilized perfect life.  We’ve all got that one friend who tosses up the [...]

The DQYDJ Weekender, 6/8/2013

June 8, 2013 By PK Leave a Comment

It was only a couple weeks back when I dropped an epic privacy article on you – and it turns out now that the NSA is collecting cellular information about all Verizon customers (Don’t look at me – I voted for Kodos!), and has a program called PRISM targeting social media and online applications. I forget [...]

Male-Female Parity: A Result of Changing Industry Balance?

June 6, 2013 By PK 7 Comments

Let it be known – we here at DQYDJ listen to the demands of our commenters! Our recent theme has been the changing face of the American workforce, especially with regards to males and females in the workforce.  This is a very important and timely topic – as we noted in our previous article about [...]

Female Breadwinner trends since 1960 (Pew)

Are You in a Female-Breadwinner Couple?

June 4, 2013 By PK 17 Comments

There’s been a lot of talk in the last month or so about the male-female dynamic, especially when it comes to the genders and their relationship with money – both earning and investing.  Possibly driving the conversation?  A recently revealed Pew Poll which revealed a rather startling figure: 40% of households with children count mothers [...]

employmentpop

The Great Recession’s Effect on the Number of Men and Women in the Workforce

June 2, 2013 By PK 20 Comments

It’s actually a rather common thing to state that women are disproportionately affected by some issue – a quick Google search suggests those issues include AIDS, Climate Change, Freedom of Religion, Trade Sanctions, War, Poverty, Disease, Depression, Employment Competition, Conflict… well, and around 266,990 other things.  Can women catch a break? Well, I found at least [...]

The DQYDJ Weekender, 6/1/2013

June 1, 2013 By PK 6 Comments

It’s June?  Are you kidding me? Well, here’s the most interesting stuff from the week… in our not so humble opinion, of course. Links We Liked! At Noahpinion, a great article on how bets, on their own don’t reveal user beliefs – you have to look at an entire portfolio.  Surprisingly, no mention of Bookies [...]

Picture of a wallet with cash and credit.

Personal Finance 101

May 28, 2013 By PK

Today it’s time for me to deliver the epic piece I promised to you the other day – here’s my attempt to put the fundamentals of Personal Finance into a single article.  Definitely bookmark this one (Control-D on a PC or Command-D on a Mac should do it) As promised, this piece is going to [...]

Picture of a pit bull sitting. Very stately.

The DQYDJ Weekender, 5/25/2013

May 25, 2013 By PK 2 Comments

I’ve had a bit of a makeover on Twitter.  I’m ready to reveal my new Twitter identity… I’m a 7 year old Pit Bull. Check it out, and follow if you haven’t yet. (The Genesis of the switch?  I’m trying to guilt Cameron and Bryan into making accounts now).   Anyway, FOLLOW ME.  Oh, and [...]

Picture of a spy with a telephoto lens.

Why Everyone Should Care About Privacy

May 21, 2013 By PK 7 Comments

A few months back we wrote a post asking readers how much privacy they would sacrifice to save money, trying to get a feel for the value judgements of DQYDJ readers on the common tradeoff of privacy with security and convenience. To me, the number of people who weren’t very concerned with privacy was a [...]

StackingBenjamins_Podcast_300x300-77830_200x200

The Stacking Benjamins Podcast

May 20, 2013 By PK 1 Comment

No piece today, but I heartily encourage all of you to listen to the latest podcast produced by OG and Average Joe at The Free Financial Advisor: Stacking Benjamins. Here’s the link on iTunes. As for my piece?  I’m scheduled to make my debut on the new show on Wednesday, so mark your calendars.  We’re [...]

Picture of a Casio calculator

The DQYDJ Weekender, 5/18/2013

May 18, 2013 By PK 6 Comments

Yesterday, Nate Silver posted an article as a ‘pre-buttal’ to the inevitable complaints of conservatives audited in the last few years (yes, many conservatives and liberals will be randomly chosen per year).  Turns out, a number of prominent conservative donors – some prominent only because they appeared in Democratic campaign material (in one example, directly [...]

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