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Taking the Market’s Temperature – Main Street Edition

We're on record as of last November predicting a plateau (well, technically we predicted a gentle upslope) in the American stock markets... at least over the decade ending November 2023.  As part of our hedging, we checked a number of indicators - including so-called "market sentiment" indicators - … [Read More...]

Is a Tax Refund Really That Bad to Receive?

Ahh, April.  Your taxes are now (or will shortly be) filed, and you've got a tax refund on the way. All's right in the world, right? Well, yes - but in the Personal Financial niche, you can expect the sanctimonious chants of "but you gave the IRS an interest free loan!" to start posthaste - … [Read More...]

A Visualization of IRS Collections Since 1960

On this page is a visualization of the sources for tax revenue collected by the IRS between fiscal years 1960-2013 in the United States. All data in the visualization comes from the IRS's 2013 Data Book. Apologies to our cell phone readers - you should view this on a tablet, laptop, or desktop … [Read More...]

Oh, Your House? It Was a Bad Investment.

In this article, we present a Home Investment Calculator.  We estimate median values and actual returns for any of 356 American Metropolitan Statistical Areas in an attempt to tell all of our American readers exactly how well their homes have performed as an investment. Real Estate Return … [Read More...]

The DQYDJ Weekender, 4/12/2014

I'm sure you've heard, but around half the internet had been compromised for about the half year due to the so-named Heartbleed bug.  We know that it was found at least 3 times - by the NSA (probably), by Google, and by a Finnish researcher, Leena Snidate.  It has been in the wild since 2011 - if … [Read More...]

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